139th News

Coping with Financial Issues of COVID-19 - Part 25

  • Published
  • By Randy Gerard, Personal Financial Counselor

Many people do not know about the credit scoring system—much less their credit score—until they attempt to buy a home, take out a loan to start a business or make a major purchase. A credit score is usually a three-digit number that lenders use to help them decide whether you get a mortgage, a credit card or some other line of credit, and the interest rate you are charged for this credit. The score is a picture of you as a credit risk to the lender at the time of your application. A copy of your credit report is free once per year from each of the 3 reporting bureaus. For more information or assistance, please contact me at the information below.

Don’t hesitate to reach out by phone, email or ask for a private Zoom session for you or your family members.Be Vigilant and STAY SAFE!

Randy Gerard, PFC
C (573) 415-6934
O (816) 236-3659